Defined Contribution Plan Consulting

Defined contribution (DC) plans have often been viewed as supplemental retirement plans, meant to be an addition or secondary option to the primary pension plan. Many plan sponsors today are recognizing that DC plans can play an important role in retirement income security for participants and they are exploring ways to add options and features that enhance the plan’s value.

The Segal Group has an experienced team of defined contribution professionals with extensive administrative and investment expertise, regulatory and compliance knowledge and experience in plan design, risk mitigation, vendor searches and plan assessment studies.

Segal can help multi-employer funds and public sector and private sector plans with their defined contribution consulting needs, tailoring each project to the fund or plan’s specific concerns and objectives.

Plan Design

Careful planning and creativity are needed to ensure that the design of DC programs will meet the goals and needs of plan participants over the long term. Segal and Sibson consultants offer a multi-disciplinary approach to assisting with the design of new defined contribution programs.

Likewise, we work with DC plan sponsors to modify existing DC plans by:

  • Advising on compliance changes mandated by current laws and regulations
  • Providing information and input on industry trends
  • Proposing changes related to fiduciary and governance structures
  • Reviewing and advising on changes to the plan's investment policy statement, plan document provisions and administrative processes and procedures


Segal provides ongoing compliance consulting services for DC plans by periodically reviewing plan documents and operations for compliance with legislative and regulatory requirements. We provide specific advice and recommendations for plan changes required to maintain compliance, as well as assist administrators and legal counsel in developing plan amendments. 

Investment Consulting

Investment solutions for DC plans are provided by Segal Rogerscasey Canada staff.

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As DC plans grow in prominence and asset size, sponsors are continually evaluating their investment options and looking at ways to improve them with the ultimate goal of improving a participant’s retirement offering competitive returns at the most reasonable cost possible. Continual evaluation of options is prudent and Segal Rogerscasey works with funds to ensure they are making optimal investments.

Our investment consulting services include:

  • Ongoing monitoring and performance analysis
  • Creation and on-going review of Investment Policy Statement
  • Administration monitoring
  • Fiduciary oversight and training
  • Selection of investment options
  • Proposing changes related to investment options
  • Benchmarking services (including fees and administrative services)
  • Vendor searches


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